Georgia workers’ compensation settlements in Macon that involve a Medicare beneficiary implicate federal Medicare rules, and the parties must account for Medicare’s interest in future medical care. This obligation comes from the federal Medicare Secondary Payer Act, which requires that Medicare not be made to pay for treatment a workers’ compensation settlement was meant to cover. The recommended tool is a Workers’ Compensation Medicare Set-Aside, which allocates part of the settlement for future injury-related care that Medicare would otherwise pay, with those funds spent down before Medicare pays.
Formal review and approval by the Centers for Medicare and Medicaid Services is a voluntary process, but it is recommended, and the agency reviews a proposed set-aside only when its dollar thresholds are met:
- The claimant is already a Medicare beneficiary and the total settlement exceeds twenty-five thousand dollars
- The claimant has a reasonable expectation of Medicare enrollment within thirty months and the anticipated total settlement exceeds two hundred fifty thousand dollars
These are workload thresholds for review, not safe harbors. Even when a settlement falls below them, the parties must still protect Medicare’s interest, and federal reporting requirements now apply to settlements involving beneficiaries regardless of the review threshold. The set-aside operates as a federal layer sitting on top of the state process, since the State Board still approves the settlement itself under Georgia law. A settlement that resolves future medical care for a Medicare beneficiary therefore moves on two tracks at once, with the Board approving the agreement and the federal framework determining how Medicare’s future interest is protected.